Last Revised: 15 January 2023
In this policy, the following words and
expressions shall, in addition to their respective ordinary meanings, bear the
following meanings assigned to each of them respectively:
“Act” means the Protection of Personal Information Act, 2013;
“Company” means eishstudentbudget;
“Device” means any computer used to access the Service, including without
limitation a desktop, laptop, mobile phone, tablet, or other consumer
electronic device; and
“Service” means the website’s blog content, email newsletters, viewing YouTube
videos on the Company’s YouTube channel, downloading digital products,
listening to the Company’s podcast, and the like.
This Privacy Policy provides the Company’s
policies and procedures for collecting, using, processing and disclosing your information.
Users can access the Service through the Company’s website.
This Privacy Policy governs the access of the
Service, regardless of how it is accessed, and by using the Services, you
consent to the collection, transfer, processing, storage, disclosure and other
uses described in this Privacy Policy on these terms and conditions.
All of the different forms of data, content,
and information described below are collectively referred to as “Information”.
1. The Information We Collect and
Store
We may collect and store the following
information when running the Service:
Information Provided by You
When you register on the Website, you are
required to provide us with certain personal information, such as your name,
phone number, billing information, email address and business postal addresses.
Log Data
When you use the Service, we automatically
record information from your Device, its software, and your activity using the
Services. This may include the Device’s Internet Protocol (“IP”) address,
browser type, the web page visited before you came to our website, information
you search for on our website, locale preferences, identification numbers
associated with your Devices, your mobile carrier, date and time stamps
associated with transactions, system configuration information, metadata
concerning your Files, and other interactions with the Service.
Cookies
We may also use “cookies” to collect
information and improve our Services. A cookie is a small data file that we
transfer to your Device. We may use “persistent cookies” to save your
registration ID and login password for future logins to the Service.
We may use “session ID cookies” to enable
certain features of the Service, to better understand how you interact with the
Service and to monitor aggregate usage and web traffic routing on the Service.
You can instruct your browser, by changing its
options, to stop accepting cookies or to prompt you before accepting a cookie
from the websites you visit. If you do not accept cookies, however, you may not
be able to use all aspects of the Service.
2. How We Use Personal
Information
Personal Information
In the course of using the Service, we may
collect personal information that can be used to contact or identify you
(“Personal Information”). Personal Information is or may be used:
(i) to provide and improve our services and/or
products and/or the website;
(ii) to administer your use of the Service;
(iii) to better understand your needs and
interests;
(iv) to personalize and improve your
experience; and
(v) to provide or offer software updates and
product announcements.
If you no longer wish to receive
communications from us, please follow the “unsubscribe” instructions provided
in any of those communications, or update your Profile information.
Analytics
We also collect some information (ourselves or
using third-party services) using logging and cookies, such as IP addresses,
which can sometimes be correlated with Personal Information.
We use this information for the above purposes
and to monitor and analyze the use of the Service, for the Service’s technical
administration, to increase our Service’s functionality and user-friendliness,
and to verify users have the authorization needed for the Service to process
their requests.
3. Information Sharing and
Disclosure
Your Use
You can review and revise your information at
any time.
Service Providers, Business
Partners and Others
We may use certain trusted third-party
companies and individuals to help us provide, analyze, and improve the Service
(including but not limited to data storage, maintenance services, database
management, web analytics, payment processing, and improvement of the Service’s
features).
These third parties may have access to your
information only for purposes of performing these tasks on our behalf and under
obligations similar to those in this Privacy Policy.
Compliance With Laws and Law
Enforcement Requests; Protection of the Company’s Rights
We may disclose to third parties files stored
in your account and information about you that we collect when we have a good
faith belief that disclosure is reasonably necessary:
●
in order to comply with a law,
including the Act;
●
in order to protect the safety of
any person from death or serious bodily injury;
●
prevent fraud or abuse; or
●
to protect the Company’s property
rights.
Non-Private or Non-Personal
Information
We may disclose your non-private, aggregated,
or otherwise non-personal information, such as usage statistics of our Service.
4. Changing or Deleting Your
Information
If you are a registered user, you may review,
update, correct or delete the Personal Information provided in your
registration or account profile by changing your “account settings.” If your
personally identifiable information changes, or if you no longer desire our
service, you may update or delete it by making the change on your account
settings. In some cases, we may retain copies of your information if required
by law.
For questions about your Personal Information
on our Service, please contact eishstudentbudget@gmail.com.
5. Data Retention
We will retain your information for as long as
your account is active or as needed to provide you with services. If you wish
to cancel your account or request that we no longer use your information to
provide you with services, you may delete your account.
We may retain and use your information in
order to comply with our legal obligations, resolve disputes, and enforce our
agreements. Consistent with these requirements, we will try to delete your
information quickly upon request. Please note, however, that there might be
latency in deleting information from our servers, and backed-up versions might
exist after deletion.
6. Security
We follow generally accepted standards to
protect the information submitted to us, both during transmission and once we
receive it. No method of electronic transmission or storage is 100% secure,
however. Therefore, we cannot guarantee its absolute security. If you have any
questions about security on our website, contact us at eishstudentbudget@gmail.com.
7. Contacting Us
If you have any questions about this Privacy
Policy, please contact us at: eishstudentbudget@gmail.com.
8. Compliance With the Act
The whole of this Privacy Policy is subject to
— and shall be interpreted in compliance with — the Act.
9. Changes to Our Privacy Policy
This Privacy Policy may change from time to
time. If we make a change to this privacy policy that we believe materially
reduces your rights, we will provide you with notice (for example, by email).
And we may provide notice of changes in other
circumstances as well. By continuing to use the Service after those changes
become effective, you agree to be bound by the revised Privacy Policy.
No comments: