5 Affordable Valentine's Day Ideas | Love Languages Edition
COVID-19 affected the way we live, work, and play. Therefore, we had to celebrate special occasions a bit differently. Valentine's Day is no different. Seeing that this is the case, we are presented w…
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Credit Utilization Ratio | The Basics
Source: Avery Evans via Unsplash Our last blog post was a brief introduction to debt and focused on the debt-to-income ratio. We used Lebo's financial situation as an illustrative example. In this …
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Debt-to-income Ratio | The Basics
Debt is one of those things we hate, but can't seem to live without. We use debt to purchase our cars, homes, fund our studies, and in some cases, pay for food and clothing. These days people are usin…
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3 Easy Ways to Avoid the Janu-Worry Blues
It's been quite an eventful year, to say the least. 2020 brought with it a pandemic that shook the very ground we're on. We have had to plan, adjust, and re-adjust our budgets . This year has taug…
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Emergency Funds | The Basics
An emergency fund is money you have set aside in case of emergencies. It covers unexpected expenses and/or emergencies you may face. Why it is important to have an emergency fund It is necessary to have a…
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